Phone: (850) 472-2500

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Making it Easier to
Finance Your Home.

HomePath financing, available only on Fannie Mae-owned properties, offers great benefits — low down payment, no mortgage insurance, expanded seller contributions, and more. HomePath Mortgage is available for move-in ready properties while HomePath Renovation Mortgage provides both the funds to purchase and to renovate in one loan. You also can use the financing of your choice from any lender, such as your local bank, credit union or other financial institution.

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If you are purchasing a Wells Fargo property or a home managed by our REO division, Premiere Asset Services (PAS), you will be required to provide one of the following with your offer:
     • A pre-qualification letter from Wells Fargo or one of its joint ventures.
     • A credit approval letter from the Neighborhood Assistance Corporation of America (NACA).
     • A credit-decisioned pre-approval letter from another qualified lender.
If you are a cash buyer, you don't need a pre-qualification letter, but you may be required to provide proof of funds when you make your offer.

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There is a lot of talk about foreclosures these days. Foreclosures are real estate owned or lender-owned properties, and they have the potential to offer an affordable option to the right buyers. Bank of America can help you learn about home foreclosures with helpful resources and mortgage products that can help make the process of buying a bank foreclosure an easier one. Let Bank of America provide the tools and information you need to find a home that fits your budget, homeownership goals and lifestyle. 

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A HUD home is a 1-to-4 unit residential property acquired by HUD as a result of a foreclosure action on an FHA-insured mortgage. HUD becomes the property owner and offers it for sale to recover the loss on the foreclosure claim.

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Customer Service

Regions Financial Corporation is a publicly held company based in Birmingham, Alabama, USA, with the corporate headquarters at the Regions Center. A member of the S&P 100 Index, the company provides retail and commercial banking, trust, securities brokerage, mortgage and insurance products and services.

Regions has more than $137 billion in assets as of 2010, making it the 22nd largest bank in the United States, and the 10th largest U.S. based bank. [2][3] Its banking subsidiary, Regions Bank, operates some 2,000 branches and 2,400 ATM"s across a 16-state network in the South, Midwest, and Texas.

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Sam Dongilli
The Mortgage Firm
(407) 792-9922

Whether you are buying a new  home or an investment property, we'll help you choose the right loan.

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Whether purchasing or refinancing a home, I will work hard to ensure that you get the best loan program at the best rate, and the service that allows you to enjoy the experience of home ownership.


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Buying a Citi owned property is a great way to get more for your money. Foreclosed or REO (Real Estate Owned) properties are typically priced below their actual market value and offer great incentive for homebuyers.

Brandon Vinyard
The Agency
Ph: (850) 472-2500Fax:850-472-2525
5705 N. Davis Highway
Pensacola, FL 32503 US
"Your Real Estate Source"